Thinking about investing in real estate but don’t know where to start? In this episode of the Say Hola Wealth Podcast, we sit down with Violeta, real estate investor and host of the Money Chisme Podcast, to break down exactly how she went from financial struggles to owning multiple investment properties—without ever visiting them in person!
Real Estate Investor Violeta shares how she overcame cultural money beliefs, embraced debt as a wealth-building tool, and created a system to manage properties remotely while generating passive income. Whether you’re just getting started or looking to expand your real estate portfolio, this episode is packed with real strategies and mindset shifts to help you build generational wealth.
Podcast Highlights
[00:03:00] Breaking Generational Money Beliefs & Overcoming Fear of Debt
Many first-gen wealth builders are taught to avoid debt at all costs, but this mindset can prevent wealth creation. Real Estate Investor Violeta shares how she shifted her financial perspective, learned to leverage debt wisely, and built a real estate portfolio by embracing strategic risk-taking.
[00:10:00] How to Buy Real Estate in Another State Without Visiting
You don’t need to live near your investment properties! Violeta explains how she purchased multiple properties remotely, built a trusted team (realtor, lender, and property manager), and fully automated the process so she can collect rent without the headaches of property management.
[00:15:00] How Much Cash Flow Can You Make from Rental Properties?
Violeta currently owns three properties generating $5,200 in rental income per month, with a cash flow of $350-$400 per unit after expenses. She breaks down the numbers and explains why cash flow is key when evaluating real estate deals.
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[00:24:00] Debt & Relationships: How to Talk About Money With Your Partner
Debt can strain relationships, but open communication is essential. Violeta shares how she and her husband navigated financial anxiety, managed debt together, and aligned their money goals to build a strong financial future.
[00:31:00] How Real Estate Helped Fund a Life-Changing Dream
Beyond financial freedom, real estate investing allowed Violeta to fund her surrogacy journey, making her dream of becoming a mother a reality. She highlights how real estate isn’t just about money—it’s about creating options and opportunities for your future.
[00:38:00] The Biggest Money Myths Keeping Latinas From Investing
Many in our community believe that homeownership should come before investing, or that debt is always bad—but these myths keep us from building wealth. Real Estate Investor Violeta and Luzy discuss why we need to redefine financial success and normalize investment strategies for Latinas.
[00:41:00] How to Start Your Real Estate Journey Today
Want to buy your first investment property? Start by fixing your mindset, getting your finances in order, and building a support team. Violeta shares her six-step real estate investing framework so you can start creating wealth today!
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